As I have been saying since late July, and even when Andrew Luck was taken off the PUP list at the beginning of this season, it is becoming more and more likely that Luck won’t see live action until October.
Ian Rapoport stated today on NFL GameDay Morning “The Colts and [Scott] Tolzien are preparing for an extended stay here, and it sounds to me like October is a better goal for when we might see Andrew Luck on the field.”
The earliest I believe we will see Luck back is week four when Colts play the Seahawks in Seattle on October 1st. The Colts may try to get by without Luck as they have an easier slate against the Rams, Cardinals, and Browns for the first three weeks and could easily go 2-1 with their back-up QB, Scott Tolzien.
Remember that every time there is a delay in Luck’s recovery he increases his odds of being eaten up by the statistics monster – only 63 percent of throwing athletes return to their previous level of play after the type of surgery Luck has had.
From a fantasy perspective Luck presents just too much risk at this point. I would suggest dropping him or trading him instead of benching him. It’s going to be until mid November until you really know how he has recovered and by that time it may be too late to pick up another fantasy relevant QB if Luck is not back to full-form.